SMARTEO - Vessel insurance without worries

Product description

KASKO - All-Risk accident insurance covers damages that you cause yourself or that occur due to bad weather. KASKO insurance can be arranged for all types of vessels and depends on the age and condition of the vessel in question. KASKO insurance is negotiated as a package and includes all insurance risks that your vessel may encounter. Whether it's a strong Bora in Croatia or a destroyed gearbox with a propeller while sailing on Orlík. As the only one on the market, we offer a ½ co-payment for the first insured event when taking out KASKO accident insurance, and from the beginning of the insurance we will give you a 40% discount for a harmless course. We will insure a vessel with any valid European registration. The basic territorial scope of KASKO accident insurance is all inland water bodies in Europe. For most Czech vessel owners, a 6-week stay with a vessel in the Mediterranean Sea, which is agreed in the basic insurance, is enough. If necessary, we will extend the territorial validity to a year-round stay at the Mediterranean Sea, the Canary Islands, the Atlantic Ocean or the Caribbean. KASKO accident insurance is negotiated for the whole year and can of course be terminated at any time if the vessel is sold. As part of the KASKO accident insurance, you can also insure an additional boat or Jet-ski, which is part of the insured vessel and is used for its operation. When you take out KASKO accident insurance, you have assistance services available in the event of an accident, which also cover the necessary collection of the vessel ashore in the event of damage. KASKO accident insurance is valid for sailboats during races and regattas. In case of an insurance event, we will take care of everything for you, you only have to report the damage to us. The decalogue in case of damage can be found in the downloadable documents.

Contents / Coverage

Coverage to new / time value according to vessel age
Natural Disasters
Collision, accident or crash
Theft, theft or robbery
Mechanical engine damage
Transport of vessel by land
Launch / Pickup
Running aground
Shipwreck, sinking
Trailer theft, damage or accident
Assistance Services
Vandalism
Vessel and Engine Winterization
Salvaging the Wreck
Technical operational equipment and equipment
Personal items brought on board
Stolen or damaged sails
Additional boat or Jet-ski

Examples

In strong winds, the vessel will be torn away from the pier and damaged by impact with the pier
While anchoring, the vessel will motor into the pier and destroy the propeller and gearbox
During transport, the Trailer hits the guardrails and the vessel rides along them
When sailing close to the shore, the propeller will be damaged by touching the bottom or rock
Someone damages a parked trailer in the Marina and punctures the tires
If the wind is badly turned, the sailboat will run aground and the rudder will break
Strong wind will damage the window frame when opening or blow away the cushions on the bow of the vessel
When lifting a vessel with a crane, the strap comes loose and the vessel falls to the pier